Ignite your business with Spark
WHAT YOU NEED TO KNOW
Life of a Credit Card Transaction
Life of a Credit Card Transaction
Life of a Credit Card Transaction
Wondering how in the world a single credit or debit card transaction is processed behind the scenes? Get with a Spark representative so we can walk you through how our encryption works and what really goes on during a transaction.
Trust but Verify
Life of a Credit Card Transaction
Life of a Credit Card Transaction
Ever try to decipher a statement? Get with a Spark representative today to assist you with analyzing one of your current statements to ensure you know exactly what your paying, by the way this service is free and we will be glad to share with you some tips and tricks on how to save a little more money using your existing processor.
Maximize your Equipment
Life of a Credit Card Transaction
Maximize your Equipment
Did you know that many POS systems offer employee management, inventory tracking, payroll, and the ability to pay your sales tax automatically right at your fingertips for little or zero cost? Ask us Spark how..
Services We Offer
High Risk Merchants
Large Ticket Merchants
High Risk Merchants
Have what many banks consider "High Risk", below are examples of just a few of the businesses we've been able to help.
- Adult products
- Bail bonds
- Debt service
- Home-based
- Horoscope/Fortune telling
- Firearm dealers
- Mail order or telephone order
- Multi-level marketing (MLM)
- Online auctions
- Online dating sites
- Timeshare Advertising
- Travel services
CBD/ Hemp Merchants
Large Ticket Merchants
High Risk Merchants
Up until 2019, many processing companies were able to board CBD Oil/Hemp businesses through normal channels, including Square, Paypal, and through banking partnerships.
Spark Payment Systems is proud to announce we have multiple avenues to continue to provide the CBD Oil/ Hemp community with options on the type of devices/technology they use as well as competitive pricing.
Large Ticket Merchants
Large Ticket Merchants
Cash Advance/ Short Term Capital
Spark Payment Services participates in the Large Ticket Program. It is a specially designed program for merchants who accept high dollar transactionson credit or debit cards. Visa, MasterCard and Discover all have their own Large Ticket Programs with different Interchange rates and requirements for merchants.
Cash Advance/ Short Term Capital
Cash Advance/ Short Term Capital
Cash Advance/ Short Term Capital
Need some extra inventory for the holiday season?
How about upgrading or remodeling your storefront for a new fresh look. We have multiple options whether you are just getting started or have a business that is in an industry deemed by the banks to be too risky to loan to.
Spark can help! This is not solely dependent on your credit, we also are proud to say we have a 97% funding percentage!
Telecheck
Cash Advance/ Short Term Capital
Puerto Rico Based Businesses
Having trouble collecting or guaranteeing funds from a check? No problem, we can help with Telecheck, feel more confident than ever accepting checks as we will guarantee the funds during your transaction to ensure receipt of funds.
Puerto Rico Based Businesses
Cash Advance/ Short Term Capital
Puerto Rico Based Businesses
Puerto Rico based businesses sometimes may present some issues in acquiring processing services. With Spark Payment services, we have hundreds of Puerto Rico based businesses that we currently service for these types of businesses.
About Us
Our Goal
Committed to Service & Guarantee
Industry Experience
Our goal at Spark Payment Services is to educate our merchants by empowering them with the knowledge in regards to the industry, that most agents simply don't take the time to do. We have years of experience helping merchants prepare for the unknown, as well as providing education around the uncertainty of the payment processing industry
Our goal at Spark Payment Services is to educate our merchants by empowering them with the knowledge in regards to the industry, that most agents simply don't take the time to do. We have years of experience helping merchants prepare for the unknown, as well as providing education around the uncertainty of the payment processing industry.
Ask us about:
- Interchange fees
- Pricing methods
- Establishing online presence
- EMV transactions
- Cash advances
As an independent company, we can access many different products and solutions to tailor to your business needs.
Industry Experience
Committed to Service & Guarantee
Industry Experience
Spark Payment Services was established August 2018. However, we have served the payment processing industry for over 22 years in many capacities. We are a family owned and operated business located in Humble, Tx.
Committed to Service & Guarantee
Committed to Service & Guarantee
Committed to Service & Guarantee
Spark Payment Services is committed to providing an experience beyond expectations. We strive not only to provide excellent customer service, however we feel it is important to take time and educate our merchants on how the processing industry works behind the scenes.
60-Day Money-Back Guarantee
If you’re not satisfied with your new or up
Spark Payment Services is committed to providing an experience beyond expectations. We strive not only to provide excellent customer service, however we feel it is important to take time and educate our merchants on how the processing industry works behind the scenes.
60-Day Money-Back Guarantee
If you’re not satisfied with your new or upgraded POS/device during the first 60 days from installation for any reason, we’ll refund your money – including installation. No questions asked!